Last Updated: 13 February 2026
By accessing or using the Credal Vento website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.
Credal Vento provides professional training programmes for mobile money agents in Ghana. Our services include:
We are an independent training organization. We do not operate mobile money services, recruit agents for any network, or provide financial products or loans.
You may use our website to:
You may not:
Registration for training programmes is subject to availability and acceptance. We reserve the right to refuse registration to any individual or organization.
Training content is provided for educational purposes. While we strive for accuracy, we make no guarantees about specific outcomes from applying the knowledge gained. Participants are responsible for their own business decisions.
Cancellation and refund policies vary by programme. Specific terms will be provided at the time of registration.
All content on this website, including text, graphics, logos, images, and training materials, is the property of Credal Vento or its content suppliers and is protected by copyright and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.
Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:
To the fullest extent permitted by law, Credal Vento shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, including but not limited to business losses, loss of profits, or loss of data.
You agree to indemnify and hold harmless Credal Vento, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of our website or services or your violation of these Terms of Service.
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of these external sites. Access to third-party websites is at your own risk.
These Terms of Service are governed by the laws of Ghana. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Ghana.
We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated revision date. Your continued use of our website after changes are posted constitutes acceptance of the modified terms.
If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
For questions about these Terms of Service, please contact us:
Credal Vento
5 Orgle St, Accra, Ghana
Phone: +233 30 292 3366
Email: info@credalvento.com